PROFESSION HEALTH: Happiness is also a system
“Your credit score is a way to track you in your financial evolution.”
- Kyle Ives, from PROFESSION HEALTH
Just wrap your mind around the concept and you will excel since you’ve proven time and time again how good you are beating the average! We will not go into the specifics of what composes a credit score since it will be the subject of a whole book, but I will disclose enough here for you to have a great start and to be able to evolve freely and painlessly, in parallel of your professional career.
“Beating the average, you’ve been trained to do so.”
- Kyle Ives, from PROFESSION HEALTH
Everyone has a credit score as he/she starts applying for credit. A credit card, a lease, a mortgage. The first mistake to avoid, here, is to think that you are rich if you do not have any debt.
In money terms, you might be right, but in financial terms, you are at the worst spot possible: you simply do not exist! I can’t tell you the number of stories I hear every day about good people being denied credit simply because they were « credit virgins ».
We can give you a credit card of $1000 and you can re-apply in 6 months! But I was looking to buy a house… and the offer is already accepted! Ever heard that one? It isn’t challenging for the character, it is the initiation into a new system, the financial system. Everyone has to begin somewhere, the wisdom is not to start late, when you need it the most and get delayed or denied in a crucial time. Understand the system and it will work in your favor. Yes, in your favor…